/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.hidden{display:none}.table{display:table}.italic{font-style:italic}.antialiased{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}}:root{--ink:#073f40;--ink-deep:#032f31;--teal:#0e6865;--teal-soft:#dcece4;--sage:#8cae91;--gold:#b47a2a;--cream:#fbf6ea;--paper:#fffdf7;--line:#d9d5c8;--muted:#536663;--shadow:0 24px 70px #1d332b24}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink-deep);margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.55}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}a{color:inherit;text-decoration:none}button{color:inherit}.site-header{z-index:30;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#fffdf7e8;border-bottom:1px solid #073f401a;position:sticky;top:0}.nav-wrap{align-items:center;gap:44px;max-width:1440px;min-height:82px;margin:auto;padding:0 4vw;display:flex}.brand{letter-spacing:-.02em;align-items:center;gap:12px;min-width:240px;font-size:20px;font-weight:800;line-height:1.05;display:inline-flex}.brand-mark{width:48px;height:42px;color:var(--gold);border-bottom:4px double var(--ink);place-items:center;font-size:15px;display:grid;position:relative}.brand-mark:before,.brand-mark:after{content:"";border:2px solid var(--sage);border-radius:100% 0;width:16px;height:26px;position:absolute;bottom:7px;transform:rotate(-35deg)}.brand-mark:before{left:7px}.brand-mark:after{right:7px;transform:scaleX(-1)rotate(-35deg)}.brand-mark span{z-index:1;background:var(--gold);color:#fff;border-radius:50%;place-items:center;width:21px;height:21px;display:grid;position:relative}nav{flex:1;justify-content:center;align-items:center;gap:48px;font-weight:700;display:flex}nav a{border-bottom:3px solid #0000;padding:28px 0 24px}nav a:hover,nav a:focus-visible{color:var(--teal);border-color:var(--teal)}.nav-action{border:1px solid var(--teal);cursor:pointer;background:0 0;border-radius:999px;padding:10px 20px;font-weight:700}.account-chip{white-space:nowrap;background:#fff;border:1px solid #c4d3c9;border-radius:999px;align-items:center;gap:8px;padding:7px 8px 7px 15px;font-size:13px;font-weight:800;display:flex}.account-chip button{color:var(--teal);cursor:pointer;background:#e7efea;border:0;border-radius:999px;padding:6px 10px}.hero{background:var(--cream);grid-template-columns:minmax(420px,.88fr) minmax(600px,1.12fr);align-items:stretch;min-height:690px;display:grid;position:relative;overflow:hidden}.hero:after{content:"";pointer-events:none;opacity:.18;mix-blend-mode:multiply;background-image:radial-gradient(#073f4059 .45px,#0000 .55px);background-size:7px 7px;position:absolute;inset:0}.hero-copy{z-index:3;align-self:center;padding:76px 2vw 84px max(4vw,50vw - 664px);position:relative}.eyebrow{color:var(--gold);letter-spacing:.01em;margin:0 0 18px;font:italic 600 19px/1.2 Georgia,serif}.eyebrow span{margin:0 7px}h1{max-width:690px;color:var(--ink);letter-spacing:-.055em;margin:0;font-size:clamp(50px,5.2vw,82px);font-weight:800;line-height:.99}h1 em{color:var(--teal);font-style:normal}.hero-description{color:#244b49;max-width:520px;margin:28px 0 32px;font-size:21px;line-height:1.55}.hero-actions{flex-wrap:wrap;gap:14px;display:flex}.button{cursor:pointer;border:0;border-radius:10px;justify-content:center;align-items:center;gap:22px;min-height:55px;padding:14px 28px;font-weight:800;transition:transform .2s,box-shadow .2s,background .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-primary{color:#fff;background:linear-gradient(135deg,#0b716d,#075250);box-shadow:0 10px 22px #07525033}.button-outline{border:2px solid var(--teal);color:var(--teal);background:#fff6}.button-light{color:var(--ink);background:#edf3ee}.privacy-note{color:#61726e;align-items:center;gap:8px;margin:22px 0 0;font-size:13px;display:flex}.privacy-note span{color:var(--teal);font-size:20px}.hero-visual{min-width:0;position:relative}.hero-visual:before{content:"";z-index:1;background:linear-gradient(90deg, var(--cream) 0, transparent 24%);position:absolute;inset:0}.hero-visual>img{object-fit:cover;object-position:66% center;width:100%;height:100%;display:block}.mini-calculator,.progress-card{z-index:4;box-shadow:var(--shadow);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffdf7f5;border:1px solid #073f401f;position:absolute}.mini-calculator{border-radius:18px;width:240px;padding:0 22px 20px;bottom:65px;left:3%;transform:rotate(-3deg)}.mini-calculator>span{background:var(--teal);color:#fff;border-radius:17px 17px 0 0;margin:0 -22px 18px;padding:12px 22px;font-weight:800;display:block}.mini-calculator div{justify-content:space-between;gap:16px;margin:9px 0;display:flex}.mini-calculator small{color:var(--muted)}.mini-calculator b{font-size:13px}.mini-calculator strong{color:var(--teal);font-size:12px;display:block}.mini-calculator output{color:var(--teal);font-size:28px;font-weight:900;display:block}.progress-card{border-radius:20px;grid-template-columns:1fr auto;align-items:center;gap:12px;width:365px;padding:18px 22px;display:grid;bottom:40px;right:4%}.progress-card strong,.progress-card span{display:block}.progress-card span{color:var(--muted);font-size:13px}.progress-card>b{width:58px;height:58px;color:var(--teal);border:7px solid #d6ded7;border-radius:50%;place-items:center;display:grid}.progress-track{background:#d9ded8;border-radius:99px;grid-column:1/-1;height:7px;overflow:hidden}.progress-track i{background:var(--teal);border-radius:inherit;height:100%;transition:width .4s;display:block}.benefit-strip{z-index:5;background:#f9fbf7f5;border:1px solid #d0d6cb;border-radius:20px;grid-template-columns:1.25fr 1fr 1fr;align-items:stretch;max-width:1360px;min-height:104px;margin:0 auto;display:grid;position:relative;transform:translateY(-1px);box-shadow:0 10px 35px #1e372e0f}.benefit-strip>div{justify-content:center;align-items:center;gap:16px;padding:20px 30px;display:flex;position:relative}.benefit-strip>div+div:before{content:"";border-left:1px solid #c9c8bd;height:42px;position:absolute;left:0}.benefit-icon{background:var(--teal-soft);width:49px;height:49px;color:var(--ink);border-radius:50%;place-items:center;font-size:22px;display:grid}.benefit-strip p{margin:0}.benefit-strip strong,.benefit-strip small{display:block}.benefit-strip strong{font-size:17px}.benefit-strip small{color:var(--muted)}.section{max-width:1320px;margin:auto;padding:92px 36px}.section-heading{grid-template-columns:1.2fr .8fr;align-items:end;gap:70px;margin-bottom:40px;display:grid}.section-heading .eyebrow{margin-bottom:9px}h2{color:var(--ink);letter-spacing:-.035em;margin:0;font:700 clamp(36px,4vw,58px)/1.08 Georgia,serif}.section-heading>p,.tools-teaser>div>p:last-child{color:var(--muted);font-size:17px}.sessions-section{scroll-margin-top:72px}.site-notice{z-index:20;width:min(860px,100% - 40px);color:var(--ink);background:#eff7f0;border:1px solid #b5cdbd;border-radius:12px;margin:24px auto -40px;padding:14px 46px 14px 18px;font-weight:800;position:sticky;top:92px;box-shadow:0 12px 35px #14322a1f}.site-notice button{cursor:pointer;background:0 0;border:0;font-size:24px;position:absolute;top:8px;right:12px}.course-account{background:#f2f7f1;border:1px solid #cfdacf;border-radius:15px;justify-content:space-between;align-items:center;gap:20px;margin:-12px 0 30px;padding:18px 20px;display:flex}.course-account div,.course-account span,.course-account strong,.course-account small{display:block}.course-account span{color:var(--gold);text-transform:uppercase;letter-spacing:.1em;font-size:11px;font-weight:800}.course-account strong{color:var(--ink);font-size:18px}.course-account small{color:var(--muted)}.session-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.session-card{background:#fffefa;border:1px solid #d9d7cc;border-radius:18px;flex-direction:column;min-height:330px;padding:25px;transition:transform .2s,box-shadow .2s,border-color .2s;display:flex;position:relative;box-shadow:0 10px 30px #20322b0b}.session-card:hover{border-color:#9eb9a8;transform:translateY(-4px);box-shadow:0 18px 40px #20322b1a}.session-card.is-complete{background:#f1f8f2;border-color:#91b49b}.session-card.is-locked{box-shadow:none;background:#f5f4ef}.session-card.is-locked:hover{box-shadow:none;border-color:#d9d7cc;transform:none}.session-topline{color:var(--gold);text-transform:uppercase;letter-spacing:.12em;justify-content:space-between;align-items:center;gap:12px;margin-bottom:20px;font-size:11px;font-weight:800;display:flex}.session-status{color:var(--teal);text-transform:none;letter-spacing:0;background:#ecf1eb;border:0;border-radius:99px;padding:6px 9px;font-size:11px}.is-locked .session-status{color:#6c7673;background:#e7e6df}.session-card h3{color:var(--ink);margin:0 0 4px;font:700 25px/1.18 Georgia,serif}.session-card .reference{color:var(--gold);margin:0 0 15px;font-size:13px;font-weight:800}.session-card>p:not(.reference){color:var(--muted);margin:0;font-size:14px}.session-actions{border-top:1px solid #ece9df;justify-content:space-between;align-items:center;gap:12px;margin-top:auto;padding-top:22px;display:flex}.session-actions button,.session-actions a{color:var(--teal);cursor:pointer;background:0 0;border:0;font-weight:800}.session-actions button{padding:0}.session-actions button:disabled{color:#7d8784;cursor:not-allowed}.tools-teaser{background:var(--ink);color:#fff;justify-content:space-between;align-items:center;gap:60px;padding:70px max(5vw,50vw - 630px);display:flex}.tools-teaser h2{color:#fff;max-width:700px}.tools-teaser>div>p:last-child{color:#cde0d8;max-width:720px}.tools-teaser .button{background:var(--gold);box-shadow:none;flex:none}.calculators{max-width:1400px;scroll-margin-top:75px}.privacy-banner{color:var(--ink);background:#e7f1e8;border-radius:14px;align-items:center;gap:14px;margin-bottom:22px;padding:16px 20px;display:flex}.privacy-banner>span{width:42px;height:42px;color:var(--teal);background:#fff;border-radius:50%;flex:none;place-items:center;font-size:23px;display:grid}.privacy-banner p,.privacy-banner strong{margin:0;display:block}.privacy-banner p{color:var(--muted);font-size:14px}.privacy-banner strong{color:var(--ink);font-size:15px}.tool-tabs{background:#e7e8e0;border-radius:14px 14px 0 0;grid-template-columns:repeat(4,1fr);gap:6px;padding:7px;display:grid}.tool-tabs button{color:#49635f;cursor:pointer;background:0 0;border:0;border-radius:9px;min-height:48px;padding:10px;font-weight:800}.tool-tabs button.active{color:var(--teal);background:#fff;box-shadow:0 3px 12px #182e2714}.tool-panel{background:#fff;border:1px solid #deded4;border-top:0;border-radius:0 0 18px 18px;overflow:hidden;box-shadow:0 18px 50px #1d332b12}.tool-layout{grid-template-columns:minmax(0,1.5fr) minmax(310px,.5fr);min-height:565px;display:grid}.tool-layout>div{padding:38px}.tool-layout h3{color:var(--ink);margin:0;font:700 32px/1.12 Georgia,serif}.tool-layout>div>p{color:var(--muted);margin:8px 0 26px}.field-grid{grid-template-columns:repeat(2,1fr);gap:17px;display:grid}.field{color:var(--ink);flex-direction:column;gap:6px;font-size:13px;font-weight:800;display:flex}.field small{color:#74827f;font-size:11px;font-weight:400}.money-input{background:#fffefa;border:1px solid #cfd5cb;border-radius:9px;align-items:center;display:flex;overflow:hidden}.money-input:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px #0e68651f}.money-input b{color:var(--teal);padding-left:13px}.money-input input,.field select,.full-field>input{width:100%;min-height:46px;color:var(--ink);background:0 0;border:0;outline:0;padding:10px 12px}.field select,.full-field>input{background:#fffefa;border:1px solid #cfd5cb;border-radius:9px}.full-field{margin:24px 0 18px}.result-card{color:#fff;background:linear-gradient(160deg,#0b5553,#073b3d);flex-direction:column;padding:38px 30px;display:flex}.result-card>span{color:#c9dfd6;text-transform:uppercase;letter-spacing:.08em;font-size:13px;font-weight:800}.result-card output{color:#fff;word-break:break-word;margin:8px 0 22px;font:700 clamp(34px,4vw,50px)/1 Georgia,serif;display:block}.result-card output.negative{color:#ffd0ae}.result-card output.debt-name{font-size:35px}.result-card dl{border-top:1px solid #ffffff2b;margin:0}.result-card dl div{border-bottom:1px solid #ffffff2b;justify-content:space-between;gap:18px;padding:13px 0;display:flex}.result-card dt{color:#c9dfd6}.result-card dd{text-align:right;margin:0;font-weight:800}.result-card>p{color:#d6e6df;font-size:13px}.result-card>.button{background:var(--gold);width:100%;box-shadow:none;margin-top:auto}.result-card>.button:disabled{opacity:.5;cursor:not-allowed;transform:none}.method-switch{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:22px;display:grid}.method-switch button{cursor:pointer;background:#fafbf7;border:1px solid #d2d7cf;border-radius:10px;flex-direction:column;align-items:flex-start;padding:13px;display:flex}.method-switch button.active{border-color:var(--teal);background:#eaf3eb;box-shadow:0 0 0 2px #0e68651a}.method-switch span{color:var(--muted);font-size:11px}.debt-entry{border:1px solid #d8d8d0;border-radius:12px;overflow:hidden}.debt-head,.debt-row{grid-template-columns:1.4fr 1fr .7fr 1fr;gap:7px;display:grid}.debt-head{color:var(--ink);background:#e6eee6;padding:9px 12px;font-size:11px;font-weight:800}.debt-row{border-top:1px solid #e2e1d9;padding:8px 12px}.debt-row input{background:#fffefa;border:1px solid #d2d4cd;border-radius:7px;width:100%;min-width:0;height:38px;padding:7px 9px}.extra-field{max-width:340px;margin-top:18px}.debt-order{gap:9px;margin:17px 0;padding:0;list-style:none;display:grid}.debt-order li{align-items:center;gap:10px;display:flex}.debt-order li>span{background:#ffffff24;border-radius:50%;flex:none;place-items:center;width:28px;height:28px;font-weight:800;display:grid}.debt-order p,.debt-order strong,.debt-order small{margin:0;display:block}.debt-order small{color:#bed5cc}.year-strip{grid-template-columns:repeat(12,1fr);gap:5px;margin-top:27px;display:grid}.year-strip span{aspect-ratio:1;color:var(--teal);background:#e4eee6;border-radius:50%;place-items:center;font-size:12px;font-weight:800;display:grid}.resources{padding-top:78px}.resource-card{background:var(--cream);border:1px solid #ded8ca;border-radius:18px;justify-content:space-between;align-items:center;gap:30px;padding:30px;display:flex}.resource-card>div{align-items:center;gap:20px;display:flex}.resource-card>div>span{background:var(--teal);color:#fff;border-radius:50%;place-items:center;width:64px;height:64px;font:700 25px Georgia,serif;display:grid}.resource-card p{margin:0}.resource-card strong,.resource-card small{display:block}.resource-card strong{font-size:19px}.resource-card small{color:var(--muted)}.site-footer{color:#eaf2eb;background:#082f30;grid-template-columns:260px 1fr auto;align-items:center;gap:40px;padding:42px 5vw;display:grid}.site-footer p{color:#bfd1c9;max-width:700px;font-size:13px}.site-footer>a{font-weight:800}.footer-links{flex-wrap:wrap;justify-content:flex-end;gap:17px;font-size:13px;font-weight:800;display:flex}.reader-backdrop{z-index:70;-webkit-backdrop-filter:blur(7px);backdrop-filter:blur(7px);background:#031b1cb8;place-items:center;padding:24px;display:grid;position:fixed;inset:0}.reader{background:var(--paper);border-radius:24px;grid-template-rows:auto 1fr auto;width:min(960px,100%);max-height:calc(100vh - 48px);display:grid;overflow:hidden;box-shadow:0 32px 110px #00000059}.reader-header{background:var(--cream);border-bottom:1px solid #e1ddd2;justify-content:space-between;align-items:flex-start;gap:20px;padding:28px 32px 22px;display:flex}.reader-header span{color:var(--gold);text-transform:uppercase;letter-spacing:.1em;font-size:12px;font-weight:800}.reader-header h2{margin:5px 0;font-size:36px}.reader-header p{color:var(--teal);margin:0;font-weight:800}.icon-button{cursor:pointer;background:#fff;border:1px solid #d2d5cb;border-radius:50%;width:42px;height:42px;font-size:28px}.reader-content{padding:30px 34px 50px;overflow-y:auto}.reader-content>p{color:#273e3b;margin:0 0 15px}.reader-content>p:first-child{color:var(--gold);font-weight:800}.reader-section{font-size:18px;font-weight:800;color:var(--ink)!important;margin-top:28px!important}.commitment-list{gap:11px;margin:8px 0 0;padding:0;list-style:none;display:grid}.commitment-list li{color:#273e3b;grid-template-columns:22px 1fr;align-items:start;gap:9px;line-height:1.5;display:grid}.commitment-list li>span:first-child{color:var(--teal);font-size:18px;line-height:1.35}.intro-box,.conclusion-box{border-radius:12px;padding:19px 22px}.intro-box{border-left:4px solid var(--sage);background:#eef5ef}.conclusion-box{border-left:4px solid var(--gold);background:#fbf0dd;margin-top:28px!important}.table-scroll{border:1px solid #dcd9ce;border-radius:10px;margin:22px 0;overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:13px}th,td{text-align:left;border-bottom:1px solid #e4e1d8;border-right:1px solid #e4e1d8;min-width:110px;padding:11px 12px}th{color:var(--ink);background:#dfeadf}tr:last-child td{border-bottom:0}td:last-child,th:last-child{border-right:0}.reader-footer{background:#fff;border-top:1px solid #dedbd1;justify-content:flex-end;gap:12px;padding:18px 32px;display:flex}.quiz{background:#f8faf5;border:1px solid #d4d9d0;border-radius:16px;margin-top:42px;padding:28px}.quiz .eyebrow{margin-bottom:7px;font-size:15px}.quiz h3{color:var(--ink);margin:0;font:700 28px/1.2 Georgia,serif}.quiz>p:not(.eyebrow):not(.form-error){color:var(--muted);margin:5px 0 24px}.quiz fieldset{background:#fff;border:1px solid #d7ddd4;border-radius:12px;margin:18px 0;padding:18px}.quiz legend{color:var(--ink);padding:0 7px;font-weight:800}.quiz fieldset label{cursor:pointer;border:1px solid #e3e4de;border-radius:8px;align-items:flex-start;gap:10px;margin-top:9px;padding:10px 12px;display:flex}.quiz fieldset label:has(input:checked){border-color:var(--teal);background:#eaf4eb}.quiz input{accent-color:var(--teal);margin-top:4px}.quiz>.button{margin-top:8px}.quiz>.button:disabled{opacity:.5;cursor:not-allowed;transform:none}.quiz-result{color:#704129;background:#fae9df;border-radius:10px;flex-direction:column;margin:17px 0;padding:14px 16px;display:flex}.quiz-result.passed{color:var(--ink);background:#dff1e2}.auth-dialog{background:var(--paper);border-radius:24px;width:min(520px,100%);max-height:calc(100vh - 40px);padding:38px;position:relative;overflow-y:auto;box-shadow:0 32px 110px #00000059}.auth-dialog>.icon-button{position:absolute;top:20px;right:20px}.auth-dialog h2{margin:0 0 25px;font-size:42px}.auth-switch{background:#e8eae3;border-radius:11px;grid-template-columns:1fr 1fr;margin-bottom:22px;padding:5px;display:grid}.auth-switch button{color:var(--muted);cursor:pointer;background:0 0;border:0;border-radius:8px;padding:10px;font-weight:800}.auth-switch button.active{color:var(--teal);background:#fff;box-shadow:0 3px 12px #14322a14}.auth-field{color:var(--ink);flex-direction:column;gap:6px;margin:14px 0;font-size:13px;font-weight:800;display:flex}.auth-field input{background:#fff;border:1px solid #cbd3ca;border-radius:9px;outline:0;width:100%;min-height:50px;padding:11px 13px}.auth-field input:focus{border-color:var(--teal);box-shadow:0 0 0 3px #0e68651f}.auth-field .otp-input{text-align:center;letter-spacing:.3em;font-size:28px;font-weight:900}.consent{color:var(--muted);grid-template-columns:21px 1fr;align-items:start;gap:10px;margin:16px 0;font-size:13px;display:grid}.consent input{accent-color:var(--teal);margin-top:3px}.consent a{color:var(--teal);font-weight:800;text-decoration:underline}.auth-help{color:var(--muted);font-size:13px}.auth-dialog>.button{width:100%;margin-top:8px}.auth-dialog>.button:disabled{opacity:.55;cursor:not-allowed;transform:none}.text-button{width:100%;color:var(--teal);cursor:pointer;background:0 0;border:0;margin-top:14px;padding:8px;font-weight:800}.form-error{color:#7e3d2c;background:#fae8e1;border-radius:8px;padding:10px 12px;font-size:13px;font-weight:800}.certificate-section{grid-template-columns:1fr .75fr;align-items:center;gap:60px;display:grid}.certificate-section>div:first-child>p:last-child{color:var(--muted);font-size:17px}.certificate-card{text-align:center;border:8px double var(--gold);outline:1px solid var(--ink);outline-offset:-13px;background:var(--cream);min-height:300px;box-shadow:var(--shadow);flex-direction:column;justify-content:center;align-items:center;padding:34px;display:flex}.certificate-card>span{color:var(--gold);font:italic 600 18px Georgia,serif}.certificate-card>strong{color:var(--ink);margin:15px 0 6px;font:700 30px/1.15 Georgia,serif}.certificate-card>small{color:var(--muted);letter-spacing:.08em;margin-bottom:25px}.legal-page,.admin-page,.verification-page{background:var(--paper);min-height:100vh;padding:70px max(6vw,50vw - 560px)}.legal-page{max-width:1000px;margin:auto}.legal-back{color:var(--teal);margin-bottom:35px;font-weight:800;display:inline-block}.legal-page h1,.admin-page h1,.verification-page h1{letter-spacing:-.04em;max-width:none;font:700 clamp(42px,6vw,68px)/1 Georgia,serif}.legal-lead{color:var(--muted);margin:22px 0 45px;font-size:20px}.legal-page h2{margin:36px 0 10px;font:700 27px/1.2 Georgia,serif}.legal-page p,.legal-page li{color:#304744}.legal-page a:not(.legal-back){color:var(--teal);text-decoration:underline}.verification-page{place-items:center;display:grid}.verification-page>.legal-back{position:absolute;top:35px;left:5vw}.verification-card{text-align:center;width:min(670px,100%);box-shadow:var(--shadow);background:#fff;border:1px solid #c8d5ca;border-radius:24px;padding:50px}.verification-seal{background:var(--teal);color:#fff;border-radius:50%;place-items:center;width:74px;height:74px;margin:0 auto 18px;font-size:38px;display:grid}.verification-card h1{margin:0 0 30px;font-size:48px}.verification-card dl{text-align:left;border-top:1px solid #ddd;margin:0}.verification-card dl div{border-bottom:1px solid #ddd;grid-template-columns:1fr 1.4fr;gap:20px;padding:13px 0;display:grid}.verification-card dt{color:var(--muted)}.verification-card dd{margin:0;font-weight:800}.verification-card dd.valid{color:var(--teal)}.verification-card dd.revoked{color:#9a3f2e}.admin-heading{align-items:end;gap:25px;margin-bottom:45px;display:flex}.admin-heading>div:first-child{margin-right:auto}.admin-heading h1{margin:0}.admin-stat{text-align:center;background:#e8f1e9;border-radius:15px;min-width:120px;padding:18px}.admin-stat strong,.admin-stat span{display:block}.admin-stat strong{color:var(--teal);font-size:30px}.admin-stat span{color:var(--muted);font-size:12px}.admin-table-wrap{background:#fff;border:1px solid #d5d9d2;border-radius:15px;overflow-x:auto;box-shadow:0 15px 45px #14322a12}.admin-table th,.admin-table td{padding:15px}.admin-table td strong,.admin-table td small{display:block}.admin-table td small{color:var(--gold)}.progress-pill,.status-button{border-radius:999px;padding:6px 10px;font-weight:800;display:inline-block}.progress-pill{color:var(--teal);background:#e9f1ea}.status-button{cursor:pointer;border:0}.status-button.valid{color:var(--teal);background:#dcefe0}.status-button.revoked{color:#963b2a;background:#f5ded8}@media (width<=1100px){nav{gap:24px}.nav-action{padding:8px 14px}.account-chip{margin-left:auto}.hero{grid-template-columns:1fr;min-height:auto}.hero-copy{padding:70px 7vw 48px}.hero-visual{min-height:520px}.hero-visual:before{background:linear-gradient(180deg, var(--cream) 0, transparent 25%)}.session-grid{grid-template-columns:repeat(2,1fr)}.tool-layout{grid-template-columns:1fr}.result-card{min-height:410px}}@media (width<=760px){.nav-wrap{min-height:70px;padding:0 20px}.brand{min-width:0;font-size:17px}.brand-mark{width:39px}nav{flex:0;margin-left:auto}nav a{display:none}nav a:nth-child(2){padding:22px 0 18px;display:block}.hero-copy{padding:54px 22px 30px}h1{font-size:clamp(44px,13vw,60px)}.hero-description{font-size:18px}.hero-actions{flex-direction:column;align-items:stretch}.hero-actions .button{width:100%}.hero-visual{min-height:430px}.hero-visual>img{object-position:68% center}.mini-calculator{width:190px;padding:0 16px 16px;bottom:42px;left:15px}.mini-calculator>span{margin:0 -16px 12px;padding:9px 16px;font-size:13px}.mini-calculator output{font-size:22px}.progress-card{width:210px;padding:13px;bottom:15px;right:12px}.progress-card>b{border-width:5px;width:45px;height:45px;font-size:12px}.benefit-strip{grid-template-columns:1fr;margin:0 14px}.benefit-strip>div{justify-content:flex-start;padding:17px 23px}.benefit-strip>div+div:before{border-top:1px solid #d7d8cf;border-left:0;width:auto;height:0;top:0;left:23px;right:23px}.section{padding:68px 20px}.section-heading{grid-template-columns:1fr;gap:14px}.session-grid{grid-template-columns:1fr}.course-account{flex-direction:column;align-items:flex-start}.tools-teaser{flex-direction:column;align-items:flex-start;gap:24px;padding:60px 22px}.resource-card,.resource-card>div{align-items:flex-start}.resource-card{flex-direction:column}.tool-tabs{border-radius:14px;grid-template-columns:1fr 1fr;margin-bottom:9px}.tool-panel{border-top:1px solid #deded4;border-radius:18px}.tool-layout>div{padding:28px 20px}.tool-layout h3{font-size:28px}.field-grid,.method-switch{grid-template-columns:1fr}.debt-head,.debt-row{grid-template-columns:1.15fr .9fr .65fr .9fr}.debt-head{padding:8px}.debt-row{gap:4px;padding:7px}.debt-row input{padding:5px;font-size:11px}.result-card{min-height:420px}.year-strip{grid-template-columns:repeat(6,1fr)}.privacy-banner{align-items:flex-start}.site-footer{grid-template-columns:1fr;gap:12px}.footer-links{justify-content:flex-start}.reader-backdrop{place-items:stretch stretch;padding:0}.reader{border-radius:0;max-height:100vh}.reader-header{padding:20px}.reader-header h2{font-size:27px}.reader-content{padding:24px 20px 40px}.reader-footer{flex-direction:column;padding:14px}.quiz{padding:20px 14px}.auth-dialog{border-radius:0;min-height:100vh;max-height:100vh;padding:28px 20px}.auth-dialog h2{font-size:36px}.certificate-section{grid-template-columns:1fr;gap:30px}.legal-page,.admin-page,.verification-page{padding:45px 20px}.verification-card{padding:35px 20px}.verification-card dl div{grid-template-columns:1fr;gap:3px}.admin-heading{flex-direction:column;align-items:stretch}.admin-heading>div:first-child{margin-right:0}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important}}
